About us
WHO WE ARE
Owner financing in Texas
At Mi Casa en Pagos, we help families find homes with owner-to-owner financing in Texas through a clear, straightforward, and accessible process. We purchase properties, renovate them, and offer financing directly to our buyers.
We don’t check your credit, and you don’t need to rely on a traditional bank loan to explore your options. Our team guides you in finding a property that fits your needs and budget.
To make it easier for more families in Texas to become homeowners by offering clear, accessible owner-financing options tailored to buyers who need an alternative to the traditional banking system.
To offer owner-to-owner financed homes and support each buyer throughout the process with clear information, personalized service, and transactions conducted legally through a title company.
We help more families become homeowners.
Families that have already moved forward with purchasing their own homes through our financing model.
The down payment depends on the specific property, location, and purchase conditions.
Transactions are typically handled through a title company, and payments are managed by a servicer.
Your own home might be closer than you imagine.
Explore our for-sale-by-owner homes in Texas and find an option that fits your needs. First, view the property, and then we will review financing options with you.
Why Choose MI CASA EN PAGOS
Buying a house with owner financing
Direct financing
We offer owner financing, eliminating many of the barriers associated with traditional bank financing and providing a more direct process.
No banks or loans
Your credit history does not determine whether you can start the process. We evaluate your options using valid identification and proof of income.
Accompaniment
Our team helps you identify available properties based on your city, needs, budget, and down payment before arranging a visit.
Legality and security
Each transaction is formalized through a title company, providing clarity and security throughout the purchasing process.
FREQUENTLY ASKED QUESTIONS
Everything you need to know about owner financing
Get answers to your questions about buying a home through a private sale in Texas. Learn about the requirements, the down payment, the payments, and how our no-credit, title-based process works.
It means that property financing is arranged directly with the owner, without relying on a traditional bank mortgage loan. At Mi Casa en Pagos, we directly finance the properties we offer.
No. At Mi Casa en Pagos, we do not check credit to start the purchasing process. What matters is presenting valid identification and proof of income.
No. We do not require an SSN to get started. You can present a valid passport or a U.S. ID.
We have down payment options starting at approximately $5,000, although the exact amount depends on the property, location, price, and purchase terms. A larger down payment can also help lower the monthly payment.
The payment depends on the property and the available down payment. That is why our process begins with finding the right home and then reviewing the exact figures with you.
Yes. Transactions are handled through a title company, and subsequent payments are managed by a servicer that provides a portal, receipts, and balance statements.
We are here to help you
Find your next home with owner financing
Talk to our team and learn about the homes available in Texas with owner-to-owner financing. We'll help you find a property that meets your needs and guide you through the buying process in a clear, straightforward, and simple way.
Houston - Texas
info@en.micasaenpagos.com
+1 346-489-5070
Monday–Saturday
9:00 AM – 8:00 PM
