Cities
At Mi Casa en Pagos, we help you buy a home in any city in Texas with direct owner financing—no banks or hidden fees—through a fast, transparent process designed for families who are currently renting and want to start building equity.
We are here to help you.
Homes available for sale with financing in Texas
We are here to help you.
Find your next home with owner financing.
Talk to our team and learn about the homes available in Texas with owner-to-owner financing. We'll help you find a property that meets your needs and guide you through the buying process in a clear, straightforward, and simple way.
It is a way to purchase a home without relying on a traditional bank loan. At Mi Casa en Pagos, we directly finance our properties through a clear and formal process.
No. At Mi Casa en Pagos, we do not check credit to start the process. You can begin by providing a valid ID and proof of income.
Yes. You do not need an SSN to get started. You can use a valid passport or a U.S. ID along with your proof of income.
We have down payment options starting at approximately $5,000, although the amount depends on the property, its location, the price, and the purchase terms.
We have properties in various cities across Texas, including Houston, Beaumont, San Antonio, and other areas. Availability is subject to change based on active listings.
First, we identify the city, type of housing, and budget you are looking for. Then, we show you available properties so you can find a suitable option before reviewing the financing figures.
Yes. Transactions are handled through a title company, and payments are managed by a servicer, with access to receipts and balances.
Yes. You can submit proof of income, such as bank statements, paychecks, or documentation that demonstrates your income.
Yes. With Mi Casa en Pagos, you can first view the available properties and find an option that truly interests you. Afterward, we review the figures and the relevant terms with you.
No. The monthly payment depends on the property, the price, and the available down payment. Making a larger down payment can help reduce the monthly payment.
You need valid identification and proof of income. You can present a passport or U.S. ID, along with bank statements, pay stubs, or an employment letter.
No. Mi Casa en Pagos is not a bank. The company purchases properties, renovates them, and offers direct owner financing to its buyers.